Is anyone in repossession or investigations still using caller id spoofing? Amazingly, the answer is yes. We talk with Repo and Investigation professionals everyday and some tell us they still use spoofing to verify and gather information. Of course we all know spoofing is illegal. It puts you, and your clients, at risk for serious penalties. But beyond that, caller id spoofing is dead because it can’t match the results you get when you use compliant techniques with a phone system that is … [Read more...]
Auto Repossession Compliance: A Forward View from Paul Kulas [Slideshare]
BellesLink’s Head Bell Ringer, Paul Kulas, gave a well received speech at the April 2013 North American Repossessors Summit (NARS) in Dallas on the issue of compliance in light of regulations from the Consumer Financial Protection Bureau(CFPB) and the Truth in Caller ID Act. Using a detailed slide presentation, Paul talked in depth about his view on compliance and what that means for auto repossessors, investigators, and skip tracing best practices: “My view is that compliance is a big … [Read more...]
What is NOT Caller ID Spoofing: What does the Truth in Caller ID Act Says?
In this post you’ll see how to be effective and compliant with the Truth In Caller ID Act of 2009. The Law: Truth In Caller ID Act Of 2009. What the Law Says The laws says, "(1) IN GENERAL- It shall be unlawful for any person within the United States, in connection with any telecommunications service or IP-enabled voice service, to cause any caller identification service to knowingly transmit misleading or inaccurate caller identification information with the intent to defraud, cause harm, … [Read more...]
Spoofing: How it Violates the Law. Are you in Compliance?
In this post I’ll go over examples that would violate the Truth In Caller ID Act of 2009. To start, let’s look at the law. Truth In Caller ID Act Of 2009: 1. “IN GENERAL- It shall be unlawful for any person within the United States, in connection with any telecommunications service or IP-enabled voice service, to cause any caller identification service to knowingly transmit misleading or inaccurate caller identification information with the intent to defraud, cause harm, or wrongfully … [Read more...]
An Overview of Caller ID Spoofing and the Truth in Caller ID Act of 2009
In this post you’ll see how to be effective and compliant with the Truth In Caller ID Of 2009. The Law: Truth In Caller ID Act Of 2009. Wikipedia: “Caller ID spoofing is the practice of causing the telephone network to display a number on the recipient's Caller ID which is not that of the actual originating station.” The law doesn’t use the word spoofing, right? Right. Clearly, the the Act is intended to make caller id spoofing illegal (unless it's done by law enforcement agencies, which … [Read more...]
Spoofing and the Truth in Caller ID Act of 2009. What you need to know.
We get a lot of questions from investigators and skip tracers about spoofing and the Truth in Caller ID Act of 2009, which was signed into law on 12-22-2010. Even though the law went into effect 2+ years ago, I think there’s still a lot of confusion. So I’ve put together 3 posts in an effort to help people in skip tracing understand the law: An Overview of Spoofing and the Truth in Caller ID Act of 2009 Spoofing. How it Violates the Law. What is NOT Spoofing. What the Truth in Caller … [Read more...]
